
What this plan covers for ABA therapy
Good news first: if your child has Texas Medicaid, ABA therapy is a covered benefit at no cost to you. Texas added ABA for children and youth under 21 who have an autism diagnosis on February 1, 2022, and it is still covered today. There are no copays, no coinsurance, and no deductibles for your child's covered services.
Your child needs an autism spectrum disorder diagnosis and a signed referral from their doctor, and the ABA provider gets prior authorization before therapy starts. Care is delivered by a Licensed Behavior Analyst (LBA), sometimes with a supervised technician. To get started, ask your child's primary care provider, call your Medicaid health plan (STAR, STAR Kids, or STAR Health), or call TMHP at 800-925-9126.
Within 24 hours of you reaching out, we will share how your insurance covers ABA therapy – required documentation, typical timeline, and potential costs of therapy.
Referrals
Network status
Network status and benefits can differ based on your state or region, even within the same insurance company.
Prior Authorization
Most plans require prior authorization and documentation of medical necessity before therapy begins. We handle this process for you.
Session limits and costs
What you pay depends on your plan type. Children covered by Medicaid pay nothing for covered ABA services in the states we serve. Commercial plans may have copays, coinsurance, or deductibles, and Alpaca Health verifies your exact benefits before therapy starts. Some plans offer unlimited sessions; others have annual caps.

The good news? We accept them all.

Texas Medicaid
- Texas Medicaid (Children’s Medicaid)
- STAR (State of Texas Access Reform) Managed Care
- STAR Kids (Children and Young Adults with Disabilities)
- STAR Health (Foster Care Program)
- Medicaid Buy-In for Children with Disabilities
- Texas Health Steps (EPSDT)
- Autism Services (ABA Therapy)
- Applied Behavior Analysis under EPSDT
- Pediatric Behavioral Health Services
- Developmental and Autism Support Services
Check Your Insurance Coverage
We'll explain your costs, network status, and help you get started.
Many insurance plans work across state lines, and we serve families nationwide. Select your state below to confirm network availability and learn about providers in your area. We'll verify your benefits and help you get started with personalized ABA therapy.
States We Serve
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In most cases (with some exceptions, such as Colorado Medicaid), insurance plans require a formal diagnosis of Autism Spectrum Disorder (ASD) from a qualified provider—such as a developmental pediatrician, neurologist, psychologist, or psychiatrist—before ABA therapy can be covered. Without this diagnosis, insurers typically do not consider ABA therapy medically necessary.
Almost always. Prior authorization means your insurance company must review and approve the treatment plan before services can start. Our team handles this process for you, submitting the necessary clinical documentation to ensure approval.
Yes. Insurance companies require documentation showing that ABA therapy is medically necessary for your child’s development. This is usually demonstrated through the diagnostic report and a treatment plan written by a BCBA outlining specific, measurable goals.
Approval times vary by insurer, but typically range from 1–3 weeks after all documents are submitted. Delays can occur if additional information is requested. Our team stays in close contact with your insurance to help move the process along.
Yes, most plans include coverage for caregiver training as part of the ABA treatment program. These sessions are considered essential because progress is greatest when parents and caregivers are part of the learning process.
Many insurers do cover telehealth ABA sessions, especially for parent training or supervision by a BCBA. Coverage may depend on your state and specific plan. We can confirm eligibility during your benefits check.
If your plan excludes ABA or limits coverage, we’ll walk you through alternatives—such as appealing the denial, switching to a plan with autism benefits, or exploring private pay or grant options. Some states also offer Medicaid or autism mandates that ensure ABA coverage.
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