

Alpaca Health vs Finni Health
Alpaca Health and Finni Health help BCBAs start and run their own ABA practice. They differ on whose brand your practice carries, who finds your clients, who holds the insurance contracts, and how many states each one covers.
Alpaca Health and Finni Health compared
| Compared on | Alpaca Health | Finni Health |
|---|---|---|
| Cost to start | Alpaca Health$0 | Finni HealthOn request |
| How your pay is set | Alpaca HealthSet rates per session, higher when you find the client | Finni HealthOn request |
| When you get paid | Alpaca HealthEvery 2 weeks, guaranteed | Finni HealthEvery 2 weeks, guaranteed |
| How long credentialing takes | Alpaca HealthTypically weeks, under existing contracts | Finni HealthInstant in-network contracts |
| Who sources your clients | Alpaca HealthShared, referrals stay yours | Finni HealthFinni Health sources |
| Who sources your RBTs | Alpaca HealthBoth post jobs, Alpaca Health runs payroll | Finni HealthFinni Health recruits |
| Clinical software | Alpaca HealthBuilt in house | Finni HealthBuilt in house |
| Who owns the practice | Alpaca HealthYou do | Finni HealthYou do |
| States covered | Alpaca HealthTexas, Colorado, North Carolina, Hawaii, Michigan | Finni Health35+ states |
What you get with Alpaca Health
Alpaca Health runs the business side of the practice and keeps your name on it.
How long credentialing takes
You cannot bill until you are credentialed, so the wait decides how long you go without income after leaving a salary.
Alpaca Health
You are credentialed under existing group contracts, including Medicaid, so you join contracts that already exist instead of applying for your own.
Finni Health
Finni Health credentials you under contracts it already holds and calls the result instant in-network contracts.
When you get paid
Payment timing sets how long a new practice has to cover payroll out of its own pocket.
Every two weeks, guaranteed
Alpaca Health pays on a fixed two-week cycle rather than when the insurer settles.
Denials and clawbacks absorbed
If a claim is denied or delayed, Alpaca Health takes the loss. Your payout does not change and nothing is clawed back from your practice, so a rejected claim never reaches your payroll.
How Finni Health handles it
Finni Health also pays providers every two weeks. With Alpaca Health a denied claim or a clawback sits with Alpaca Health rather than your payroll.

Who brings you clients and staff
Finni Health sources clients and recruits RBTs for the practices on its platform. Alpaca Health shares that work with your practice.

Where your clients come from
Finni Health sources clients for the practices on its platform and routes them through its own intake.
Alpaca Health shares the work
Alpaca Health runs national marketing and press to bring in leads, and your practice does its own local outreach, so the referral relationships you build stay with you.
Hiring RBTs
Finni Health recruits RBTs for its practices. With Alpaca Health you post the role and so does Alpaca Health, on Indeed and other job boards. Once they start, Alpaca Health runs the payroll.
What software you use
You will work in this software every day, and support comes from whoever builds it.
Alpaca Health builds its own
Scheduling, data collection, session notes, billing, intake and payroll run in one system built and maintained in house. Payroll runs off the sessions your staff sign out, and AI session note and treatment plan tools are built in, with the clinical decisions left to you.
Finni Health builds its own
Finni Health providers work in Mission Control and Orbit, the platform Finni Health builds and maintains.

What happens if you leave or switch
The agreement with Alpaca Health runs one year and renews. You can end it with 90 days' notice at no cost.

Is there a lock-in or exit fee?
Alpaca Health does not ask for exclusivity, so you can work with another platform at the same time, and there is no termination fee. You keep your own LLC and brand throughout and are credentialed under contracts that already exist.
Whose name is on your practice?
Finni Health practices are presented as a Finni Health company alongside the practice name. With Alpaca Health your practice carries your own name and brand.
What happens to your families and staff?
Clients you found stay with your practice. Clients Alpaca Health referred to you stay with Alpaca Health. Staff Alpaca Health recruited for you can come with you. There is no non-solicit on them.
Which states are covered
Where a company is credentialed today decides where you can bill. Alpaca Health is credentialed in all five states below.
Alpaca Health covers five states
Finni Health lists 35 or more states
Finni Health lists 35 or more states on its provider page.

Why BCBAs choose Alpaca Health
You own the practice and the brand, and Alpaca Health takes no equity in it.
Paid every two weeks, guaranteed
Alpaca Health pays on a fixed cycle and absorbs denials and clawbacks, so a rejected claim never lands on your payroll.
Your name on the practice
Your practice carries your own brand, and the referral relationships you build stay with you.
Credentialed under existing contracts
You join insurance contracts that already exist, including Medicaid, across all five states Alpaca Health operates in.
If you are weighing other alternatives or thinking about switching, Alpaca Health is also compared with Headstart Health, Tilly Therapy, Passage Health, Success On The Spectrum and Hi-5 ABA. Compare all major ABA platforms.
Frequently asked questions
Does Finni Health take equity in my practice?
No. Finni Health describes its practices as independent and BCBA-owned, and Alpaca Health takes no equity either. With Alpaca Health the practice also carries your own name, so the brand families see is yours.
What does Finni Health charge?
Finni Health takes a share of revenue once billing begins. Alpaca Health pays your practice set rates per session from a rate sheet, and the rate is higher for clients you find yourself. You get the rate sheet for your state on a first call, so you can model your take-home pay before you commit to anything.
What happens to my insurance contracts if I leave?
Finni Health credentials you under contracts it holds, and so does Alpaca Health, which is what makes it fast. If you leave Alpaca Health, the clients you found stay with your practice and staff Alpaca Health recruited can come with you. There is no termination fee, and the agreement can be ended with 90 days' notice.
Do I have to use a particular clinical software?
Yes with both. Finni Health providers work in Mission Control and Orbit. Alpaca Health builds and maintains its own, so scheduling, notes, billing, intake and payroll sit in one system and support comes from the team that wrote it.
Which company operates in my state?
Alpaca Health supports practices in Texas, Colorado, North Carolina, Hawaii and Michigan. Finni Health lists 35 or more states. In any of Alpaca Health's five states you join insurance contracts that already exist there, including Medicaid.
Who brings in the clients?
Finni Health sources clients for the practices on its platform. Alpaca Health shares it, running national marketing and press while your practice does its own local outreach, which means the referral relationships you build stay with you.
How does Alpaca Health compare with other ABA platforms?
Alpaca Health is compared with Headstart Health, Finni Health, Tilly Therapy, Passage Health, Success On The Spectrum and Hi-5 ABA. Compare all major ABA platforms.
Start your own ABA practice with Alpaca Health
Alpaca Health sets up your legal entity, credentials you under existing insurance contracts including Medicaid, and runs billing, payroll and intake on software built in house. You own the practice and the brand, and Alpaca Health takes no equity.