Does Aetna (Commercial) Cover ABA Therapy?

Navigating insurance for applied behavior analysis (ABA) therapy can feel overwhelming. At Alpaca Health, we simplify the process so you can focus on supporting your child. Our dedicated insurance specialists work directly with your provider to make sure everything runs smoothly from the start.

Check Insurance Coverage

In-Network Provider

We Accept Aetna (Commercial)

Yes, Alpaca Health proudly accepts Aetna (Commercial) insurance for ABA therapy services. We're in-network with most Aetna (Commercial) plans, which means your family can access high-quality care with reduced out-of-pocket costs. We handle the billing and authorization paperwork, so you can focus on your child's progress.

How Aetna (Commercial) Coverage Works for ABA at Alpaca Health

Within 24 hours of you reaching out, we will share how your insurance covers ABA therapy – required documentation, typical timeline, and potential costs of therapy.

Referrals

Some Cigna plans require a referral from your pediatrician or primary care provider, while others allow direct access to ABA therapy.

Diagnosis

Network status and benefits can differ based on your state or region, even within the same insurance company.

Prior Authorization

Most plans require prior authorization and documentation of medical necessity before therapy begins. We handle this process for you.

Session limits and costs

Coverage limits, copayments, coinsurance, and deductibles vary by plan. Some plans offer unlimited sessions; others have annual caps.

Get Started with Care

Understand Your Local Aetna (Commercial) Plan’s Coverage Benefits

Aetna (Commercial) operates under different names and labels across states and employer groups. You might see Aetna (Commercial) coverage listed as "Aetna (Commercial) HealthCare," "Aetna (Commercial) Behavioral Health," or combined with other brands like "Evernorth" depending on your location and employer. The good news? We accept them all.

Important: Even if your plan card shows a different name, if Aetna (Commercial) is your insurance carrier, we can verify your benefits and get you started with ABA therapy services.

Aetna (Commercial)

Colorado

Aetna Health Network Only
Aetna Health Network Option
Choice POS / Choice POS II
Choice POS II (Formerly Coventry OAP) (SOI)
Elect Choice HMO (includes Aetna Health Funds)
HMO / POS / EPO / PPO
Managed Choice Open Access PPO
Managed Choice POS
Medicare Choice (PPO)
Medicare Duly Prime (PPO)
Medicare Eagle (PPO)
Medicare Enhanced Select (PPO)
Medicare Premier Plus (PPO)

Medicare Prime (HMO-POS
Medicare Value (PPO)
Medicare Value Plus (PPO)
National Advantage Program (NAP) PPO
Open Access Aetna Select
Open Access Elect Choice (includes Aetna Health Funds)
Open Access HMO
Open Choice PPO
Open Choice PPO - State of Illinois (SOI)
QPOS
Select
Signature Authority (ASA or SRC) PPO
Upfront Advantage

Aetna (Commercial)

Colorado

Aetna Premier Care Network PLUS
Aetna Whole Health/Seton Health Alliance
Commercial HMO
Commercial PPO

Medicare Advantage HMO
Medicare Advantage PPO
NAP (National Advantage Program)
Open Access

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Check Your Insurance Coverage

Let us verify your Cigna benefits and confirm your eligibility for ABA therapy.
We'll explain your costs, network status, and help you get started.

What ABA Services Does Aetna (Commercial) Cover?

Virtual ABA Therapy

Get flexible, high-quality autism care from home with virtual ABA therapy. Support your child’s progress through convenient, expert-led telehealth sessions

In-Daycare ABA Therapy

Get personalized ABA therapy in your child’s daycare. Find in-daycare autism services that support social growth, routines, and peer interaction.

In-Home ABA Therapy

Get compassionate, home-based ABA therapy for your child with autism. Find personalized support, flexible scheduling, and BCBA-led care that fits your fami

In-Clinic ABA Therapy

Explore center-based ABA therapy in a structured clinic setting that supports focus and social growth. Get started with care that fits your child’s needs.

In-Community ABA Therapy

Help your child apply ABA skills in everyday settings through in-community autism therapy, building independence, socialization, and real-world confidence.

In-School ABA Therapy

Access in-school ABA therapy designed to help children thrive socially and academically. See how school-based support makes a difference.

Find ABA Therapy Covered by Aetna (Commercial) Near You

Many insurance plans work across state lines, and we serve families nationwide. Select your state below to confirm network availability and learn about providers in your area. We'll verify your benefits and help you get started with personalized ABA therapy.

States We Serve

Explore our coverage areas and find providers near you

Top Cities We Serve

Quick access to our most popular locations

Get ABA Therapy Covered by Aetna (Commercial) with Alpaca Health

Alpaca Health completely handles the process of dealing with insurance, so you don’t have to. You’ll get quality ABA therapy, covered by Aetna (Commercial)

FAQs About Aetna (Commercial) ABA Therapy Coverage

Do we need a referral or diagnosis for ABA therapy to be covered by Aetna (Commercial)?

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Does Aetna (Commercial) ABA therapy coverage require a prior authorization?

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Do I need proof of medical necessity for ABA therapy to be covered by Aetna (Commercial)?

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