
In-Network Provider
Referrals
Some Cigna plans require a referral from your pediatrician or primary care provider, while others allow direct access to ABA therapy.
Diagnosis
Network status and benefits can differ based on your state or region, even within the same insurance company.
Prior Authorization
Most plans require prior authorization and documentation of medical necessity before therapy begins. We handle this process for you.
Session limits and costs
Coverage limits, copayments, coinsurance, and deductibles vary by plan. Some plans offer unlimited sessions; others have annual caps.


Aetna (Commercial)
- Aetna Health Network Only
- Aetna Health Network Option
- Choice POS / Choice POS II
- Choice POS II (Formerly Coventry OAP) (SOI)
- Elect Choice HMO (includes Aetna Health Funds)
- HMO / POS / EPO / PPO
- Managed Choice Open Access PPO
- Managed Choice POS
- Medicare Choice (PPO)
- Medicare Duly Prime (PPO)
- Medicare Eagle (PPO)
- Medicare Enhanced Select (PPO)
- Medicare Premier Plus (PPO)
- Medicare Prime (HMO-POS
- Medicare Value (PPO)
- Medicare Value Plus (PPO)
- National Advantage Program (NAP) PPO
- Open Access Aetna Select
- Open Access Elect Choice (includes Aetna Health Funds)
- Open Access HMO
- Open Choice PPO
- Open Choice PPO - State of Illinois (SOI)
- QPOS
- Select
- Signature Authority (ASA or SRC) PPO
- Upfront Advantage




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Insurance covers the majority of the costs of ABA therapy. Start today and get a clear cost estimate in 24 hours or less.




















